Planned
Your budget and your money, in one place. Soon.
Today RoyalPay is a personal finance app. Accounts with IBAN, virtual cards, transfers and exchange are planned next, so the app that plans your money can also hold it, through a licensed partner.
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Accounts with IBAN Planned
Multi-currency accounts with your own IBAN, so salary lands where your budget already lives.
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Virtual cards Planned
Virtual cards, including single-use cards, with spending that sorts itself into your budget.
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Transfers Planned
Send money by SEPA and local transfers straight from the app.
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Currency exchange Planned
Hold and exchange currencies at clear, published prices.
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Pay other members Planned
Pay friends by their RoyalTag and settle shared costs in a tap.
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Top up Planned
Add money from your bank or card in seconds.
How it would work
RoyalPay is a technology company. It is not a bank and will not hold your money. Any account, card or payment would be provided by a licensed bank or e-money institution under its own licence, with your money protected as that licence requires.
You would go through that partner’s identity checks, as the law requires for accounts and cards, and accept its terms. RoyalPay would be the app you use every day.
We will only launch when a partner has approved it, and we will tell you exactly who provides what before you sign up for it.
Planned features are not available today and no launch date is promised. Accounts, cards and payments would be provided by a licensed partner, under its licence and terms, subject to its approval. RoyalPay is not a bank and does not hold your money.
Hear first
One email when banking features open in your country. Nothing else.